3. Built credit to concern and not be equal to had sincere letter. Of economic activity trade both sides forms credit through bond the sincere letter that the relation is not equal to both sides or any among them one party had morality, because this kind concerns to just be in next interest drive and bond are compulsive formation, not be the autograph makes an appointment with bilateral heart inevitable and honest be as good as one's word.
4. Only sincere letter can not assure what credit concerns to build with fulfill. Credit concern must build the ability base in the management actual strength with real company and Wu of countervail repay a debt over. If the enterprise does not have liquidity, although have again good will, the behavior of Wu of countervail repay a debt also cannot pay all executing, sincere letter have no way is mentioned.
　　
3, the enterprise does not defend sincere letter because analyse,move
　　
Review an enterprise not to defend a lot of phenomenon of sincere letter, can divide roughly to break his promise actively, passivity breaks his promise two kinds, and break one's promise cost is low bring about consciousness to break one's promise, the forfeiture of countervail debt actual strength brings about passivity to break one's promise.
　　
(One) break one's promise cost is low bring about break his promise actively
In economic activity, the choice of economic main body to behavior, basically from accrual and cost two respects consider. Usually, only accrual is more than cost, economic main body just can put into practice. Same, regard a kind of economy as behavior, break one's promise the profit that the happening of behavior brings on its definitely and break one's promise the size of cost. Alleged break one's promise cost, it is to because break one's promise,point to the person that break one's promise behavior and paid price, basically include moral cost, economy cost and legal cost.
1. The sanction of ethic is changed infirmly, the moral cost that break one's promise drops greatly, bring about an enterprise to break his promise actively thereby. History of our country socialist market economy is shorter, contracted culture inside information is insufficient, credit concept and consciousness are thin, ignore credit resource use, did not form good social credence general mood. In the meantime, in social transition period, get all sorts of viewpoint of value the influence of intense collision, especially mechanism of traditional morality evaluation, control is lack of power, the value orientaton of a few people is disorder, ethic out of control. Add certain society the influence of undesirable ethos, people is a few righter break one's promise phenomenal be accustomed to sth, morality to breaking one's promise the tie action of behavior is changed infirmly apparently.
2. The person that break one's promise cannot get due legal sanction, the legal cost on the low side that break one's promise, bring about an enterprise to break his promise actively thereby. What law serves as market economy to run regulation is highest the person that safeguard, each travel of direct and normative society gives priority to the specific action of body, have stronger authority and sanction. Credit builds the base in legal system over, need law system makes safeguard. Our country is strengthening legal system to built a respect to had done much work, but from look on the whole, legal punish punish sb for his crime makes cannot punish Lilliputian, had not had strong safeguard effect in the moving respect of credit economy. Because,this is on one hand legislative imperfectly, existing law is safeguarded to what bond concerns, insufficient to the protection of creditor, to break one's promise the person that break the law with an opportunity given by, mix through wrong step trade illegally profit of seek high specified number; Because execute the law,be on the other hand lax, break one's promise the person that break the law cannot get law punish or punish strength slants small, risk cost is low and earnings gains is high, make thereby a few break one's promise the person that break the law secure in the knowledge that one has strong backing, worsened credit environment.
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